Ajay Kumar

Last updated August 16th, 2022

In today's world, Bicycle still holds an important place in commuting between places. People still love using their bicycles to move around between places of short distance. They also work as a great workout routine. You can buy a bicycle as workout equipment or as a travel vehicle or as both. It will be great for you as well as your environment. Now, there are a lot of bicycles available in the market and it may be difficult for you to choose the right one. For most people, it will be enough if you choose a bicycle under 20,000. In this post, let us see some of the best bicycles that you can buy under 20000 with its pros and cons along with a brief bicycle buying guide.

* This website contains affiliate links, meaning we may receive a commission, at no extra cost to you, if you purchase a product after clicking our link.

At a Glance: Our Top Picks

Top 10 Best Cycle Under 20000 In India

#top 1

Urban Terrain UT1000 Series

Urban Terrain UT1000 Series, Steel MTB 27.5 Mountain Cycle with 21 Shimano Gear, Pan India Installation and cultsport App Tracking (16 Inches Frame, Ideal for Unisex Adults)
Created with Fabric.js 1.7.22

Features

  • The Shimano derailleurs and shifters are made with Japanese technology for a seamless gear shifting experience and trustworthy performance. The stylish bike has a 21 speed (7 X 3) setting that allows the rider to shift gears according to his requirement.
  • Get a free three-month diet and fitness plan from our certified dietitians after you download the cultsport App. Our registered dietitians will provide customized meal plans, tailored to your specific requirements.
  • The High-quality double disc brakes on both front and rear wheels ensure stable and quick braking. The disc brakes help you navigate safely during challenging situations such as a crowded market.
  • The bike comes packed with light and strong double walled alloy rims along with 27.5 inches wide tyres that supports comfortable riding and a major performance advantage on the road.
  • Easily adjustable saddle height and an attractive grip offer superior comfort and well cushioned ride. The seat height can be adjusted without using any tools.
Read more +
#top 1

Hero Growler 29T MTB Hybrid geared cycle |…

Hero Growler 29T MTB Hybrid geared cycle | 21 speed Shimano gears with Front suspension and Dual disc brakes | Black/Orange | Ideal age 12+ years for Men and Women
Created with Fabric.js 1.7.22

Features

  • Hardtail Frame with Front Suspension - Comfortable ride on uneven terrain
  • FRAMESET : FRAME - STEEL HARDTAIL, FRAME WEIGHT - 3.72 kg, FRAME SIZE - 17 inch | SUSPENSION : SUSPENSION - Front Suspension, REAR SHOCK - NA | FREEWHEEL - 24/34/42 T, CRANKSET - 44Tx170, BOTTOM BRACKET - Cotterless, PEDAL - Plastic XR | WHEELSET : RIMS - AL 29TX36H Double Wall, HUB - 36 Holes, TYRE - 29x2.10, TUBE - 29x1.75 | COCKPIT : HANDLEBAR - MTB, STEM - Steel 80mm, SADDLE - PU Saddle, SEAT POST - Quick Release 8MM | BRAKESET : FRONT BRAKE - Mechanical Disc, REAR BRAKE - Mechanical Disc | ACCESSORIES : MUDGUARD - No, STAND - Yes, FRONT REFLECTORS - Yes, REAR REFLECTORS - Yes
  • Dual Disk Brakes - Better Control | Accessories - Stand, Front & Rear Reflector
  • 21 Speed, Effortless Riding
  • In-Box Contents : 1 Hero Growler 29T Cycle (85% assembled; customer needs to do the assembly themselves) Note: Gear Brand may differ as per availability
Read more +
#top 1

Urban Terrain UT6000S29

Urban Terrain UT6000S29, Steel, MTB 29 Mountain Cycle with 21 Shimano Gear, PAN India Installation and cultsport App Tracking (Frame: 17 Inches, Ideal for Unisex)
Created with Fabric.js 1.7.22

Features

  • The Shimano derailleurs and shifters are made with Japanese technology for a seamless gear shifting experience and trustworthy performance. The stylish bike has a 21 speed (7 X 3) setting that allows the rider to shift gears according to his requirement.
  • Get a free three-month diet and fitness plan from our certified dietitians after you download the cultsport App. Our registered dietitians will provide customized meal plans, tailored to your specific requirements.
  • The High-quality double disc brakes on both front and rear wheels ensure stable and quick braking. The disc brakes help you navigate safely during challenging situations such as a crowded market.
  • The bike comes packed with light and strong double walled alloy rims along with 29 inches wide tyres that supports comfortable riding and a major performance advantage on the road.
  • Easily adjustable saddle height and an attractive grip offer superior comfort and well cushioned ride. The seat height can be adjusted without using any tools.
Read more +
#top 1

Urban Terrain UT3001A26

Urban Terrain UT3001A26, Alloy MTB 26 Mountain Cycle with 21 Shimano Gear, PAN India Installation and cultsport App Tracking (17 Inches Frame, Ideal for Unisex Adult)
Created with Fabric.js 1.7.22

Features

  • The Shimano derailleurs and shifters are made with Japanese technology for a seamless gear shifting experience and trustworthy performance. The stylish bike has a 21 speed (7 X 3) setting that allows the rider to shift gears according to his requirement.
  • Get a free three-month diet and fitness plan from our certified dietitians after you download the cultsport App. Our registered dietitians will provide customized meal plans, tailored to your specific requirements.
  • The High-quality double disc brakes on both front and rear wheels ensure stable and quick braking. The disc brakes help you navigate safely during challenging situations such as a crowded market.
  • The bike comes packed with light and strong double walled alloy rims along with 26 inches wide tyres that supports comfortable riding and a major performance advantage on the road.
  • Easily adjustable saddle height and an attractive grip offer superior comfort and well cushioned ride. The seat height can be adjusted without using any tools.
Read more +
#top 1

Leader Krypton 26T 21 Speed MTB Cycle |…

Leader Krypton 26T 21 Speed MTB Cycle | Free Pan India Installation| Dual Disc Brake and Front Suspension Ideal for 12+ Years
Created with Fabric.js 1.7.22

Features

  • Semi-Assembled condition (90% assembled). Customer needs to assemble it before use.
  • Allen Key & Spanner provided in box for installation.
  • Tire Size: 26 inches | Frame Size: 18 inches
  • Ideal For: 12+ Years | Min Rider Height: 5FT | Max Rider Height: 5.11FT
  • Front Brake: Disc Brake | Rear Brake: Disc Brake
Read more +
#top 1

Amardeep cycles Bike 26* inches Sports Bicycle 21Speed…

Amardeep cycles Bike 26* inches Sports Bicycle 21Speed Gear(1 Year Frame Warranty) (White Blue)
Created with Fabric.js 1.7.22

Features

  • The cycle is delivered in Semi-Assembled condition (85% assembled). Customer needs to assemble it before use. Allen Key & Spanner provided in box for installation.
  • Wheel size: 26 inches, Magnesium Alloy rims | Frame Size : 18 inches
  • Ideal For: 14+ Years | Min Rider Height: 5ft | Max Rider Height: 5ft 11 inches
  • Front Brake: Disc | Rear Brake: Disc
  • Gears: 24 Speed; Frame Material: Steel | Suspension: Front Suspension, 80mm Travel
Read more +
#top 1

Sankalp Foldable Sports Bicycle Mountain Bike/Cycle 26 Inch…

Sankalp Foldable Sports Bicycle Mountain Bike/Cycle 26 Inch High Carbon Steel Frame Foldable/Folding Mountain Bike/Bicycle with 24/27 Speed Gear and Double Disc Brake(White and Blue)
Created with Fabric.js 1.7.22

Features

  • Foldable Frame, High Carbon Steel Material, Front and Rear Disc Brakes,
  • Magnesium Tyres Mac Wheel Rims, Shock Absorbent Bottle Holder and Mud Guard, Hydraulic Suspension
  • [Foldable] It is equipped with a quick release clip, which helps to quickly fold the bicycle, can be easily folded and stored in the corner of the apartment or in the trunk, and can be carried with you.
Read more +
#top 1

Urban Terrain UT3000A27.5 Alloy MTB 27.5T Mountain Cycle

Urban Terrain UT3000A27.5 Alloy MTB 27.5T Mountain Cycle with 21 Shimano Gear, PAN India Installation and cultsport App Tracking (Multicolor, Frame: 17 Inches, Ideal for Unisex Adult)
Created with Fabric.js 1.7.22

Features

  • The Shimano derailleurs and shifters are made with Japanese technology for a seamless gear shifting experience and trustworthy performance. The stylish bike has a 21 speed (7 X 3) setting that allows the rider to shift gears according to his requirement.
  • Get a free three-month diet and fitness plan from our certified dietitians after you download the cultsport App. Our registered dietitians will provide customized meal plans, tailored to your specific requirements.
  • The High-quality double disc brakes on both front and rear wheels ensure stable and quick braking. The disc brakes help you navigate safely during challenging situations such as a crowded market.
  • The bike comes packed with light and strong double walled alloy rims along with 27.5 inches wide tyres that supports comfortable riding and a major performance advantage on the road.
  • Easily adjustable saddle height and an attractive grip offer superior comfort and well cushioned ride. The seat height can be adjusted without using any tools.
Read more +
#top 1

Firefox Bikes Unisex Bad Attitude 10-29T

Firefox Bikes Unisex Bad Attitude 10-29T, 21 Speed MTB Mountain Cycle (Frame Size : 18 inch, First Service Free, Black & Green, L)
Created with Fabric.js 1.7.22

Features

  • The Firefox Bad Attitude 10 is built on a MTB specific Steel frame which is Sturdy and durable. The frame offers good stability
  • In-box Content : 1 Firefox Bikes Bad Attitude 10, Pedal, Tool Kit (Allen Key & Spanner)
  • Steelhardtail MTB frame with Suspension Fork |The bike is equipped with Disc -Brake for Power Braking, Alloy rims for extra strength | Tire Size :29 inches| Frame Size : 18 inches | Ideal For :13+ Years| Min Rider Height : 5.4 feet | Max Rider Height : 5.8 feet | Front Brake : D-Brake| Rear Brake : D-Brake | Frame Material : Steel|Side Stand: Yes I Reflector: YES I Suspension :No I Refer Installation video in Images as User Manual
  • The cycle is delivered in Semi-Assembled condition (85% assembled). Refer to installation video in images to assemble to bike yourself or Add Cycle assembly for home installation while checkout. In case you need any further assistance in assembling the bike please visit nearest Firefox Dealer with in-voice. To know your nearest Firefox Dealer visit Firefox website
  • First Free Service: Visit Firefox website to book your first free service online. The first free service includes bike tune up, Chain de grease & lubrication, Brake wire degrease and lubrication ,Air pressure checkup
Read more +
#top 1

TRIAD Unisex X4 700c 21 Speed Fully Fitted…

TRIAD Unisex X4 700c 21 Speed Fully Fitted Hybrid Bicycle with 18 Inch Frame (Matte Black, 15+ Years)
Created with Fabric.js 1.7.22

Features

  • The Bicycle is delivered in a Fully-Fitted and Ready to Ride condition(99% Assembled). Customer needs to straighten and tighten handlebar and install pedals
  • Ideal For: 15+ Years| Min Rider Height: 5 ft 4 inches | Max Rider Height: 6 ft 1 inches
  • Gear: Shimano Tourney 21-Speed
  • In Box Content: Allen Key and Spanner | Instruction Manual | Stand | Front/Rear Reflectors
  • Tire size : 700c | Frame Size : 18 inches
Read more +

Buying Guide for Bicycle

Some important factors to look for when buying a bicycle are,

Frame material and size

If you want a lightweight bicycle, then you should go with one that has an aluminium alloy frame. With this type, you can handle your bicycle easily without any trouble. A steel frame material will give your bicycle high durability but weighs more. So based on your preference you can buy any one of the types.

Frame size is also important to look for when buying a cycle. You should choose the right frame size based on your height and inseam with help of a bicycle size chart.

Gears

If you typically ride in sloped and hills, then you should buy a bicycle with multi-gear functionality. You can easily ride in various places with a geared bicycle. But if you don’t live near any slopes or don’t want to spend much, then a bicycle without any gear is fine.

If you are buying a geared bicycle, then be sure to check the gear component. Gear components from the brand Shimano are considered the best in the market.

Suspension

Like the gear, suspension in a bicycle is only important if you are riding mostly on a bumpy road. A half or double suspension in a bicycle will absorb shock well. If you just ride around on a normal track or road, then a bicycle without any suspension is fine.

Conclusion

Buying a bicycle for under 20000 is an easy task as there are many models in that price range but buying a good model is difficult. The above-listed are some of the best bicycles under 20000. We hope this post along with the buying guide helps you in getting a good bicycle for under 20000.

WRITTEN BY Ajay Kumar

Ajay Kumar is a passionate cyclist and loves reviewing products related to cycling. He has been riding bikes since he was a kid and has never stopped since. He loves to share his knowledge and insights about cycling with others and hopes to help more people enjoy the sport.